The major fire and general insurance companies are changing the way that they insure your house. Until late 2012 most home owners had ‘replacement’ insurance cover. This is changing to insurance cover based on a ‘set sum’. It is VITAL that you review your house insurance cover at your anniversary and make sure that you…
15 February is International Childhood Cancer Day… Each year 175,000 children worldwide are diagnosed with cancer. Only 45% will be successfully treated. In New Zealand 80% will be cured.* New Zealand’s excellent detection and treatment means that most of the 150 children diagnosed each year will do well.* Three children are diagnosed with cancer each…
Every 90 minutes a New Zealander dies from coronary heart disease (16 deaths a day).* Know your numbers is a quick and easy Heart Age Forecast Tool you can use to find out just how healthy your heart is. You can also sign-up for a Heart Health Plan which helps you to address areas in…
As an Employer – you have a legal obligation to make KiwiSaver available to eligible employees. You also have a legal obligation to make Employer Contributions to KiwiSaver. These employer contributions started at 1% tax free, are currently 2% (with tax deducted) and increase to 3% (with tax deducted) from 1st April 2013. When KiwiSaver…
Remember how you used to be optimistic. The world was your oyster? Anything was achievable? Remember how simple life was when you were 6 years old? How money worries and stresses were years away yet? We might be able to learn from 6 year old children. Check out this infographic for some amusing comments and…
KiwiSaver is a retirement savings scheme for New Zealanders. You can join KiwiSaver if you are a permanent resident of New Zealand and aged under 65. There are restrictions though. This video gives you a brief introduction about who can join KiwiSaver. For more information about KiwiSaver, check out some of our other blogs: KiwiSaver…
This video is the story of my long time closest friend Adrienne and her disablement. Adrienne had always had problems with her hips and when she put in place her insurance cover, they were pretty much always excluded. As the main income earner for her family, we knew that having the best insurance cover for…
Life insurance – A grand gesture of love Shakespeare left dozens of love sonnets behind for the world to enjoy. Mozart wrote operatic love songs that have been played for centuries. Shah Jahan built the Taj Mahal as a testament to his love of his wife. These larger-than-life figures left behind expressions of love that…
This is an ad for an app to make those checkups memorable – a bit of fun. As fun as this video is, please remember that people of all genders and sexualities may be affected by breast cancer. Regular examinations are important for everyone! To check out your insurances to make sure they…
February 4th is World Cancer Day. Did you know that there are about 200 known different types of cancer? The incidence of cancer is highest in developed countries, particularly in Northern America, Australia and New Zealand and in Northern and Western Europe. What causes cancer? There is no single cause for any one cancer. According…
It is good to see this topic raised again, this is something that needs to be discussed at length and on an ongoing basis. The NZ Herald article Women lag in retirement savings highlights some important issues. 1. While women are nearly equally represented in the number of members of KiwiSaver, Westpac reports that the…
One of the more enjoyable things that we get to do in our role as insurance advisers, is to tell people how much their insurance premiums have dropped when they can sign a declaration that they have not smoked for 12 months. For some people, the reduction in their premiums can be up to half.…