With thanks to Shelley, and Sovereign. Shelley had a tumour of her spine.
As Shelley says: "You never know when something like this is going to hit you, and in my case,it didn't matter how fit
and healthy I was." Her tumour was a very rare condition.
Shelley got a trauma insurance payment, which enabled her husband Kevin to have time off work to do the household activities where she was disabled. This worked in conjunction with her income protection insurance and total and permanent disablement insurances.
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By Carey Church