Life insurance does work. This story is from Nick about how the life insurance cover from Sovereign,on
his father provided for his children after he died from heart problems,
Sometimes it feels like a hassle paying these premiums, but if the unexpected happens and someone dies sooner than planned, the value of life insurance cover really comes into it's own.
Remember that good life insurance policies also have a 'terminal illness benefit', which can pay out prior to death if death is imminent and signed off by the life insured's doctor.
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By Paul Swarbrick