Nine Steps to Financial and Retirement Success
Over the last 29 years of working with people to achieve their financial goals and get to and through retirement, we have developed a framework to guide good financial decision-making over time.
These steps aren’t a checklist to complete once.
Most people move back and forth between them as their circumstances change. If you focus on just two, we suggest starting with clear goals, and regularly reviewing your plan.
If you focus on just two of these steps, start by being clear about your goals, and make a habit of reviewing your plan as your life changes.
You can explore each of the nine steps in more detail below.
Set clear goals
Manage spending and reduce high-interest debt
Investment returns and interest rates matter
Spread your investment risk (diversification)
Protect your assets and income
Use legal and tax structures effectively
Have fun — with discipline and patience
Seek good advice
If it looks too good to be true, it usually is
Regularly review your plan
Moneyworks NZ Ltd
P: 0800 225 621
E: contact@moneyworks.co.nz
7c Hall Street, Cambridge 3434
Licensed Financial Advice Provider - FSP 15281
Regulatory Information: Moneyworks is a Licensed Financial Advice Provider (FSP15281), and AML Reporting Entity and is supervised by the Financial Markets Authority.