Insurances

A grudge purchase? - Insurance works - believe it or not

Many people see any kind of insurance as a grudge purchase.  At Moneyworks we refer people to a specialist fire and general insurance broker to get help with their house, contents, car, boat, professional indemnity insurance.

But we specialise in advising our clients on their personal insurances.  Life, Trauma, Income Protection, Health/Medical insurances.

Over the last two years we have had over 15 successful insurance claims from our clients on trauma, total and permanent disability and income protection insurances, none were turned down because we helped our clients to fill in their application forms properly with full disclosure and with their claims.

In addition to the many health insurance claims that our clients have had, the claims from these policies have been almost life changing for our clients.

Insurance works, and it can make a big difference to you achieving your goals if something goes wrong along the way with your health.

Lindsay Duncan - Wellington

The AMP claim on Jo's income protection policy is now totally complete - the money is in the bank.  AMP were a pleasure to deal with - even in the pre-Christmas rush.  I repeat what I wrote below because I cannot say enough about the good that came out of you selling Jo the policy in the first place - "the figures are the best news I've had in a long time.  That policy of Jo's has been a real blessing.  You thoroughly deserve everything good that will ever happen to you."

She focuses on what success is for that person - it is different for different people and she helps me to define and stay true to my own definition of success.

Cyndy and Mark Kehoe - Turangi and Fielding

A quick email to say thanks so much for your help with Marks Trauma Insurance.  Its not a great way to get extra funds but it is really helpful to know that the money is there if we need it.

Everything went without a hitch especially when you see so much bad press about Insurance Companies. You were really helpful coming around home for the forms/signatures as Mark was not allowed to drive at the time. I wanted you to know we are both really thankful for the cover.  It was getting hard to pay the premiums, but so happy we kept it up even with reducing the cover to make premiums easier at the time. Thanks again

No more cheques - technology has taken over

You may be aware that I am quite a fan of technology and adapt technological advances (in the belief that it will make my life easier, but we all know that technology brings its own challenges - itRead more

Stuffing up NZ Super - make sure you get it right

This blog post comes from an excellent article written by Rob Stock that highlights how easy it is to muck up your New Zealand Super entitlements.  Here is a link to the article. Some important poiRead more

Investment Markets - updated graph

From time to time fund managers put together a wallchart for their advisers to hang in our offices for clients to see what has happened in investment markets over time. We feel that it is moreRead more

Is your PIE tax rate too high - going forward you can get a refund

A subtle change to PIE tax rules was delivered behind the scenes, which benefits investors.  If you get your PIE tax rate wrong and overpay your PIE tax, you will get a tax refund going forward.Read more

Tax issues end of 2021 Financial Year

We are coming up to the end of the 2021 Financial and Tax Year (on 31st March), and there are few things that we thought you should be aware of.   New Marginal Tax Rate from 01/04/2021 If yourRead more

Buy now - pay later - what could go wrong? Well....

Showing my age, when I was a teenager, if I wanted to buy something, I needed cash, or I could do this thing called 'lay-buy'.  You found your item and the shop put it aside and you made regularRead more

Romance Scams and how to avoid them

There was a recent article in the New Zealand Herald (premium subscription) headed up ‘Catfished: Kiwi loses $840,000 to online romance scams’. This was the largest reported loss in a long termRead more

Ethical Investing and New Zealanders opinions

very year Mindful Money – the New Zealand charitable trust created to help people monitor the ethical allocations of their New Zealand investments and RIAA (the Responsible Investment AssociationRead more

Buying a property at auction - a personal experience

Call me old…. But I haven’t been involved with the purchase of a property for nearly 20 years.  Peter and I built our dream home in Cambridge, and loved the process, and sold our properties inRead more

More financial scams about - BEWARE

This information is from the FInancial Markets Authority - and we are repeating the message in case we can save at least one person from being caught in a financial scam.  PLEASE pay attention to thRead more

Three big changes in a post-pandemic world

This information is copied from a recent Fortune magazine newsletter that we received.  Given that 2020 has been a big year, we thought we would share the information with you - as an indicator asRead more

Generate KiwiSaver actively engaging in 'impact investing'

Moving towards an 'ethical approach to investment' for those of our clients that want this approach means that we are talking to our existing and future fund managers about how they are investing,Read more
 

This product has been added to your cart

CHECKOUT