Insurances

A grudge purchase? - Insurance works - believe it or not

Many people see any kind of insurance as a grudge purchase.  At Moneyworks we refer people to a specialist fire and general insurance broker to get help with their house, contents, car, boat, professional indemnity insurance.

But we specialise in advising our clients on their personal insurances.  Life, Trauma, Income Protection, Health/Medical insurances.

Over the last two years we have had over 15 successful insurance claims from our clients on trauma, total and permanent disability and income protection insurances, none were turned down because we helped our clients to fill in their application forms properly with full disclosure and with their claims.

In addition to the many health insurance claims that our clients have had, the claims from these policies have been almost life changing for our clients.

Insurance works, and it can make a big difference to you achieving your goals if something goes wrong along the way with your health.

Lindsay Duncan - Wellington

The AMP claim on Jo's income protection policy is now totally complete - the money is in the bank.  AMP were a pleasure to deal with - even in the pre-Christmas rush.  I repeat what I wrote below because I cannot say enough about the good that came out of you selling Jo the policy in the first place - "the figures are the best news I've had in a long time.  That policy of Jo's has been a real blessing.  You thoroughly deserve everything good that will ever happen to you."

She focuses on what success is for that person - it is different for different people and she helps me to define and stay true to my own definition of success.

Cyndy and Mark Kehoe - Turangi and Fielding

A quick email to say thanks so much for your help with Marks Trauma Insurance.  Its not a great way to get extra funds but it is really helpful to know that the money is there if we need it.

Everything went without a hitch especially when you see so much bad press about Insurance Companies. You were really helpful coming around home for the forms/signatures as Mark was not allowed to drive at the time. I wanted you to know we are both really thankful for the cover.  It was getting hard to pay the premiums, but so happy we kept it up even with reducing the cover to make premiums easier at the time. Thanks again

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Ethical Investing – how do we know what our fund managers are doing?

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Ethical Investing – the different terminologies

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Ethical Investing – Moneyworks approach

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Lost’ Australian Super – first steps to change legislation so that this can be transferred to a New Zealand KiwiSaver (thanks to Chapman Tripp)

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It really isn’t possible to ‘time’ the markets – investors with $1.4 billion in KiwiSaver funds learned this in March

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Coronavirus world, economic outlook and investments

This is a newsletter that was sent out on Monday May 11th 2020, to Moneyworks Financial Planning and Investment Clients that we work with on an ongoing basis.  It has quite a lot of interestingRead more

FIF/FDR Tax Regime on Overseas Investments

If you are liable to this tax regime (Your adviser will have told you, and your tax report will have a section with calculations on it as shown below), it is IMPORTANT that you read this guidance.Read more
 

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