KiwiSaver - unit pricing - only one non unit pricing provider left
With the launch of KiwiSaver in 2007, Gareth Morgan managed to get a lot of publicity criticising the unit pricing method of the fund managers in New Zealand. He created a range of scenarios and information that led to doubt about the veracity of this ...
April 9, 2013When insurance works... this one was travel insurance
It is rare that the media covers 'good news' stories about the effects of insurance. ...
April 9, 2013Commissions for insurance - why? and how do they work?
Yes, insurance advisers/specialists generally get paid by commission. Isn't that dodgy? ...
April 7, 2013Why on earth would you want to SELL insurance?
Arrgghh - an insurance salesperson!!! If I am at a party and don't feel like talking to someone, I tell them I sell insurance. It is funny how often that is all I have to say to get rid of them. Having received payments from four different kinds of insurance (life, trauma, income protection and health insurance), I don't understand the reluctance to talk to someone about what they do as an insurance expert. Having seen the benefit of the work that I have done with clients - when they suffer a...
April 7, 2013Yes Health Insurance really does work!
There are a number of health insurers in New Zealand and they work in different ways. Most people these days are after health insurance cover that covers them for the costs of major hospital costs and specialists costs. Many people have Southern Cross insurance in place - that they have put in place through their work. With health insurance, it is important to get the best cover available to you at the time, as it is extremely difficult to move insurers if your health changes. Moneyworks re...
April 7, 2013Should you have health insurance cover?
Health insurance is a funny thing. We are often approached by people who only want to know about health insurance, so that when they are faced with medical bills, they can go to the insurer to get those bills covered. Its a funny thing, because we regularly find that people want health insurance - but aren't interested in having income protection or trauma insurance. ...
April 6, 2013KiwiSaver reporting delayed until October
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April 5, 2013Who is your KiwiSaver manager making money for? You or the bank that owns them?
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April 5, 2013Houseowners and insuring your house
This year from June (2013), houseowners will need to pay special attention to the insurance renewal notices for their house insurance cover. ...
April 5, 2013Cyprus Banking, Russians and a little bit of that Fred Dagg humour [video]
Banking turmoil is set to be a feature of our global financial system for a while yet. After the Global Financial Crisis started (in NZ it started in 2007) - there were discussions about whether this would be a single dip or double dip economic event. However, the repercussions of the financial management of banking systems continue. To help you understand what is happening with the Cyprus situation and the Russian money - we thought it would be fun to share this short video from John Clark...
April 3, 2013How do you take a contribution holiday in KiwiSaver?
With the increase in the minimum contribution for KiwiSaver to 3% on 1st April 2013, not all KiwiSavers will feel that they can ...
March 24, 2013KiwiSaver changes on 1st April 2013
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March 24, 2013Do you owe IRD KiwiSaver tax?
Employer contributions to KiwiSaver were changed on 1st April 2012. ...
March 24, 2013What is ESCT for KiwiSaver and how does it work?
ESCT - or Employer Superannuation Contribution With-holding Tax is the tax that employers must deduct from Employees ...
March 24, 2013KiwiSaver, tax changes - why you should use a payroll provider
At Moneyworks we are a small business (there are five of us). We concentrate on assisting our clients with their financial ...
March 24, 2013Insurance Cover and Policy Wording Passback - what does this mean?
It used to be that the only insurance cover that you could purchase was life insurance. You insured yourself, you died, the money ...
March 23, 2013How many people would you kill? Awareness Test [video]
This video was developed to help people think about their awareness of cyclists on the road. But it can get you thinking about your awareness in other areas. Both myself and Peter and active cyclists- but I don't like cycling on the roads in New Zealand. Our annual holiday overseas for the last three years (and this year in June) is based around a cycle tour. However after a scare with a Truck in Wellington and a broken elbow when a car suddenly stopped in front of me in France, I am too ...
March 23, 2013KiwiSaver Performance - how do you measure? - Fund Type
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March 21, 2013KiwiSaver, India and Me
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March 21, 2013Prostate Cancer - what you should know [Infographic]
No-one knows the exact cause of prostate cancer. Doctors can seldom explain why one man develops prostate cancer and others don't. This excellent infographic provides more information on prostate cancer. This is something that every male, and every person who loves a male should read and know about. ...
March 16, 2013Video - KiwiSaver Beginners Guide - Part Four
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March 15, 2013Sue's story - breast cancer - trauma insurance - [Video]
With thanks to Sue, her family and Sovereign. Sue was self employed and unexpectedly diagnosed with breast cancer through a ...
March 13, 2013Brenda's story - Heart attack - Trauma Insurance - [Video]
With thanks to Brenda and SunLife Financial (Canada). This story is about Critical Illness Insurance - which is generically referred to as Trauma Insurance. Brenda said that after she put the cover in place she had forgotten about it. When she had a heart attack, the insurance paid out and enabled her to reduce the stress on herself so that she could concentrate on day to day life and dealing with her healthy. http://www.youtube.com/watch?v=gc9XUgDHDjg To get more information,, fill in the ...
March 13, 2013Why you need to get the right legal arrangements in place to protect yourself!
Many people understand, in a general way, that if they have been in a relationship for three years or more, that the property involved in that relationship is split 50/50 if the relationship ends. This also applies to entitlements to assets upon death. But, what if you inherited some property? What happens to that? What about the property that you have kept as separate assets? What is you live in the inherited family home of one of the partners in the relationship? What happens then? The Pr...
March 10, 2013KiwiSavers Beginners Guide - Part Three [Video]
This series of four videos was produced by the New Zealand Herald at the end of 2012. ...
March 9, 2013 Posts 501-525 of 558 | Page prev next
Moneyworks NZ Ltd
P: 0800 225 621
E: contact@moneyworks.co.nz
P O Box 1003, Cambridge 3450
Licensed Financial Advice Provider - FSP 15281
Regulatory Information: Moneyworks is a Licensed Financial Advice Provider (FSP15281), and AML Reporting Entity and is supervised by the Financial Markets Authority.