Coronavirus world, economic outlook and investments.

This is a newsletter that was sent out on Monday May 11th 2020, to Moneyworks Financial Planning and Investment Clients that we work with on an ongoing basis.  It has quite a lot of interesting information, so we thought we would share it with you this month.The fancy f...
Read more

FIF/FDR Tax Regime on Overseas Investments.

If you are liable to this tax regime (Your adviser will have told you, and your tax report will have a section with calculations on it as shown below), it is IMPORTANT that you read this guidance. How does FIF/FDR and the exemption work? If you have less than $50,000 per per...
Read more

PIE Tax

April 23, 2020

PIE Tax

Your KiwiSaver and some other investments may be liable to PIE Tax. A PIE is a Portfolio Investment Entity. PIE Tax calculations are quite complicated – the important thing that you need to know is that PIE tax is FULL AND FINAL. Your PIE tax rate is your PIR (Prescribed I...
Read more

Tax Adjustments/Package available for indviduals and businesses under the Covid-19 Crisis Environment

The NZ Government has been using the tax system to provide assistance to people and businesses to deal with the Covid-19 Lockdown.  We have outlined the benefits announced to date below. There is a full summary of the initiatives in the file below as of 23/04/2020. To g...
Read more

Questions about your KiwiSaver or Insurance cover?

Insurance policiesAll of the insurers that we work with and that our clients have insurance in place with (Life, Trauma, Income Protection/Mortgage Repayment and Health/Medical insurance) have confirmed to us that there are NO EXCLUSIONS for existing policies if you become u...
Read more

It is time in the market - NOT timing the market - the role of FInology in investing

It is tempting to stop making regular investments into markets when there is volatility and you hear the media pronouncing that the markets have 'crashed', 'plummeted', 'plunged', or even when they breathlessly talk about the markets falling - the biggest fall in 10 years. A...
Read more

Investment Markets and Recent Fluctuations

You will have heard comments in the media recently that the stock-markets have ‘had their worst day since the Global Financial Crisis in 2008’.  You may have noticed that your KiwiSaver and other market linked investments have fallen in value as a result of these ma...
Read more

Warning to DIY investors investing in foreign investments

New Zealand is a nation of Do It Yourselfers.  From the queues at Mitre 10 and Bunnings, to people managing their own investments because they can do it better than a professional. Although we DIY our gardening and some minor garden building projects, we do tend to disa...
Read more

Fast fashion and the impact on the environment

As our society becomes more socially aware, it is becoming clear that 'fast fashion' is a major contributor to not only landfill, but also as an intensive user of resources. As many of you will recall, when we were growing up - you would buy an item of clothing and expect it...
Read more

Building or Renovation insurance – who is responsible? (with thanks to Bridges Insurances)

Is it you or is it me? Who covers what when it comes to renovating or building? Is it the Owner or the Builder? This is a question that is often raised late in the piece when considering building or renovating, however it should be one of the earliest points of discussion. ...
Read more
Load more
Loading...
l
TAGS
Money News & ViewsKiwiSaver News & ViewsInsurance News & ViewsKiwiSaverinsuranceInvestmentincome protection insuranceincome insurancetrauma insurancevideosuperannuationTaxincome protectionInvestment ReturnClaimsUncategorizedLife InsurancetraumaCase Studyinterest ratesinvestment returnsfeeshealth insurancehouse insurancemoneycancer insuranceclaim trauma insurancefinancial planninginvestments#mortgagesclaiminginvestinginvestment performanceirdretirement savings#claimdeathkiwisaver rulesRental PropertyretirementcancercontributionsesctfdrfifFixed Interestinfographicinsurance analysisinsurance researchinvestment adviceInvestment Propertymember tax creditmorningstarNZ superannuationperformanceSovereigntaxation#assets#partners lifechristmasearthquakesemployer contributionfire and general insurancefund managerheart attackinsurance claimsinvestment assumptionsLandlordmortgagenew zealandonepathPlanningPolicy wordingpremiumsRelationship PropertyrisksavingUnderwriting#income insurance protection#insurance claim#retirement planning#travel insuranceaccActiveAirbnbanzasset allocationaxabreast cancerbudgettingCar Insurancechurningcontents insurancecredit ratingsde minimisdisabilityDivorceemployer contributionsEQCFATCAfirst home buyer grantfirst home buyersfixfloatForeign Investment FundfungfcguarantorhumourImageinsurance commissionsinvestor confidencejohn clarkekickstartkiwibanklegallendingminimum contributionmoney managementMoving fundsportabilitypropertyProtectionRetirement Incomeretiringreturnreturning to new zealandreturnsrisk profilessmokingsortedspendingtowerTPDtrans-tasmantrusteeWestpac#australia KiwiSaver#bonusbonds#career in insurance#changing kiwisaver managers#commissions#electricity#family Trust#familytrusts#fidelity#finances#financialplanning#firsthomebuyer#gifting#homeinsurance#income#incomeinsurance#incomeprotectioninsurance#insurance claim. Insurance claim#insurance commission#investment analysis#kiwisaver analysis#kiwisaver fees#kiwisaverperformance#liability#MAS#Medical Assurance Society#mighty river power#personalfinances#redundancy insurance#residential care#residentialcaresubsidy#shares#sil#trust1 April 2013AccountingAdriennes storyAdvice FeesAMPArtificial Intelligenceasbasset protectionasteronaustraliaawarenessbad debtbalanced fundbanksBeanybeerBeneficiarybitbnzBookabachborrowingborrowing to buy a houseBridgesBrightline Testbringing home KiwiSaverbrokingBTbubblesbudgetscancer mythsCar Rentalcase stuffycervical cancerchilds traumachilds trauma insuranceChinaconsumer behaviourConsumer Guarantees Actcontentscontribution holidaycontributions holidaycoronaviruscovercovidcredit cardcredit cardscredit ratingcrisiscyprusDe Minimis Exemptiondefault schemesdisability insuranceDNA Testingdollar cost averagingdumb ways to diedyingeducationeligibility for NZ Superemergency cashemployee contributionenvironmentEPAesgestate planningethical investingexpensesexpertsfactsFair Dividend Taxfamily trustsfighting fundfinancefinance companiesfinancial managementfinancial planingfirst home buyerfirst home buyer withdrawalfirst home grantFisherFitness Coachingfixed interest investmentFMAforeign superfree quotesFund Managersfund sizefuneralfuneral plannergareth morganGenetic Testgreedholidayhome insurancehousehouse depositinflationinsurance #insuranceinsurance excessesinvesmtentInvestment feesJohn KeyJunk Insurancekiwisaver comparisonKiwiSaver feeskiwisaver monitoringkiwisaver returnskwiisaverlapseLawyersLegal Agreementslegislationlife expectancyloanslotterylovelung cancerLVR ratiomelanomamilfordminimum wagemoney refundsnew migratnNew Zealand SuperannuationombudsmanOnePath Lifeopinionowing moneypass backPassivepayrollpension transferpersonal financespet insurancepetsPIEPIRportability superProperty Relationship Actprostate cancerprostate canerProvisional TaxQROPsquizreitrement savingsRelationship Breakupreportingresearchresidential care subsidyretirement ageretiring in new zealandretiring to live in new zealandretiring to new zealandripping off elderlyrisk profilerussiasafety of KiwiSaverSally Mellorsavingsscamschooling costssecondary marketsecuritysil kiwisaver. westpacskin cancersmokers ratessouthern crossspecific injurystand down periodstress freeswindlertax credittax ratestax rebatetax refundtax returntaxesTenantterm depositsterminal illness benefitterminologyterranovatibTotal and Permanent Disablement Insurancetpd insurancetradingtransitional residenttreasuryTrustTrust ActTrust Deedtrust expensestrustsuk pensionUK Pension Transfersunclaimed moneyunder 18 years oldunit pricingUS citizenvolatilityWarrantiesways to dieWearable DeviceWellnesswho can joinWillswinzwording
Full post archive
Load more
Loading...
 

This product has been added to your cart

CHECKOUT