New announcement. Learn more

Blog Articles

JewelleryScam investmentInvestment fraudInvestment fraudsScamsCyclonesFloodingInsurance premiumsInvestment managerArtesianOrgans on a chipManaging household moneyCouplesTravel insuranceTravel cardTravelPlastic WasteStewartCollaborative engagementBest Ethical Financial AdviserAwardHuman skinCrash test dummyAkzo NobelBieresdorfUnileverThe 3 R'sAnimal crueltyAnimal testingSyndicated propertyWholesale investorBreast cancer, mammogramGender diversityDiversity40:40 vision30% clubFemale leadersOutlookIndicatorsRecessionFossil FuelsWomenChildrenCyberVisaMagellanDEIDiversity, equality and inclusionGHG emissionsNet ZeroNorway Oil FundEngagementActive EngagementWealth protectionPasswordsBank of mum and dadBank loansBull marketReparationsVolunteeringB-corpGarden festivalCompensationClimate changeBuilding portfolioPortfolioBusiness as a force for goodB corpFinologyNanukPlasticPackagingEsg investingFear of missing outConfirmation biasBehavioural financeRetirement villageEsg ratingsWalking the talkProxy votingVotingAwardsBear marketEthical preferencesIndependent informationGreenwashingNastiesGMODonationsMindful MoneyRIAAWarEthicsAuctionImpact InvestingCyber securitySustainable InvestingResponsible InvestingMarketTimingCoronavirusCovidAiaCignaEthical investingEsgEnvironmentActivePassiveEPAProperty Relationship ActTax returnWearable DeviceArtificial IntelligenceUnderwritingDNA TestingGenetic TestDe Minimis ExemptionFair Dividend TaxForeign Investment FundTax ratesKiwiSaver feesChinaBrightline TestEQCAdvice FeesInvestment feesJunk InsuranceWarrantiesConsumer Guarantees ActRetirement IncomeNew Zealand SuperannuationBridgesFitness CoachingWellnessSally MellorInvestment PropertyTenantLandlordRental PropertyCar RentalCar InsuranceRelationship BreakupProvisional TaxBeanyAccountingTrust DeedBeneficiaryTrust ActTrustSkin cancerProstate cancerMelanomaLung cancerCervical cancerCancer mythsFirst home buyerOpinionFactsSwindlerScamTreasuryVolatilityDollar cost averagingFamily trustsResearchMilfordInvestor confidenceFMAInvestment assumptionsTerm depositsKiwisaver monitoringKiwisaver comparisonStress freeHolidaySecurityBanksTax refundRiskReturnInvestingGreedFinance companiesContents insuranceOwing moneyCredit cardCredit cardsPropertyExpertsBubblesBorrowingLendingFloatFixMortgageLoansInterest ratesFinanceBrokingLegislationForeign superWordingOmbudsmanHouseCoverContentsBalanced fundSchooling costsEducationCredit ratingsTradingSecondary marketTerminologyFixed interest investmentFixed InterestLegalGuarantorUk pensionPension transferSpendingChristmasConsumer behaviourUK Pension TransfersQROPsInvesmtentWays to dieInsurance claimsWinz#residential care#assetsTrustsResidential care subsidy#residentialcaresubsidy#gifting#familytrustsSavingsLottery#bonusbondsSpecific injuryCase stuffyTrust expensesEstate planningAsset protection#trust#family Trust#incomeprotectioninsurance#incomeAdriennes storyQuizLife expectancyLVR ratioHouse depositBorrowing to buy a house#firsthomebuyerKiwisaver returns#kiwisaver feesReitrement savingsFirst home buyersUncategorized#financialplanningPersonal financesFinancial management#personalfinances#mortgages#finances#fidelity#kiwisaverperformance#redundancy insurance#incomeinsuranceRetirement ageJohn KeyFirst home buyer withdrawalKiwisaver rulesFirst home buyer grantUnclaimed moneyMoney refundsPortability superBringing home KiwiSaver#australia KiwiSaverInsurance #insurance#homeinsurance#liability#insurance claim. Insurance claim#income insurance protectionFirst home grantDumb ways to dieUnder 18 years oldTax creditTrans-tasmanPortabilityAustraliaAsteronRisk profilesMoving funds#changing kiwisaver managersInvestment returnsTibTerminal illness benefit#claim#sil#kiwisaver analysis#shares#mighty river power#electricity#partners lifeTrusteeSafety of KiwiSaverFunBeerCredit ratingBad debtTax rebateInvestment advice#retirement planningLapseExpensesFighting fundEmergency cashRipping off elderlyFinancial planingPass backUnit pricingGareth morgan#Medical Assurance Society#MAS#investment analysis#travel insurance#insurance claimFinancial planningBudgettingReporting#insurance commissionInsurance commissions#commissions#career in insuranceSouthern crossClaimingInsurance excessesRussiaJohn clarkeHumourGfcCyprusHome insuranceEarthquakesCrisisStand down periodPolicy wordingChurningContributions holidayTaxesPayrollEmployer contributionsEsctEmployee contributionContribution holidaySil kiwisaver. westpacKwiisaverBitAsset allocationAsbAnzAwarenessReturnsPerformanceProstate canerWillsRelationship PropertyPlanningLegal AgreementsLawyersDivorcePremiumsTowerFund ManagersFisherKiwibankDefault schemesBnzAMPPetsPet insuranceMoney managementBudgetsHouse insuranceFire and general insuranceAccChilds trauma insuranceChilds traumaProtectionFund managerClaim trauma insuranceTotal and Permanent Disablement InsuranceOnePath LifeClaimsSmokingSmokers ratesInsurance researchInsurance analysisImageFree quotesSavingMoneyInfographicInflationVideoTpd insuranceTPDSovereignDisabilityCase StudyAxaHeart attackLoveIncome protectionCancer insuranceBreast cancerTerranovaMinimum wageEmployer contributionTraumaIncome protection insuranceCancerSortedRisk profileRetirementOnepathInvestmentsWestpacBTWho can joinRetirement savingsFuneral plannerFuneralDyingDeathTrauma insuranceLife InsuranceInsurance News & ViewsInsuranceIncome insuranceHealth insuranceDisability insuranceUS citizenRetiring to live in new zealandInvestmentFATCAReturning to new zealandRetiring in new zealandMember tax creditKickstartTransitional residentTaxationRetiring to new zealandNew migratnFifFdrDe minimisSuperannuationRetiringNZ superannuationNew zealandEligibility for NZ SuperMorningstarInvestment ReturnInvestment performanceFund sizeFeesTaxPIRPIEMoney News & ViewsIrdMinimum contributionKiwiSaver News & ViewsKiwiSaverContributions1 April 2013
TAGS

Investing in sustainable packaging (and getting rid of those pesky plastics)

In late 2019 we went on a cycling holiday of Borneo (which was quite an adventure and fascinating) and started off staying at a resort in Kota Kinabalu.  It was a lovely resort on the beach. 

Every day the beach was scoured for plastic rubbish (the beach looked out on the South China Sea and the Gulf of Thailand), with sacks of rubbish being collected.

But within hours more rubbish accumulated.  This really brought home to us the problem of plastic pollution around the world and accelerated our activities to minimise the plastic in our life.

66% of New Zealanders are concerned about the build up of plastic in the environment, and this is the fourth highest concern (after the cost of living, protection of NZ Children, and the availability of affordable housing) in the Kantar research for 2021.

Sustainable Packaging Investments

Nanuk New World Fund (one of our recommended investment managers) recently shared information with us about their approach to investing in sustainable packaging.

Around 10% of the Nanuk Fund is invested in companies that produce sustainable packaging, which they split into two categories, Corrugated (usually outer box packaging) and Non- Corrugated (cartons that items are packaged in.

The future for sustainable packaging is strong because of two main trends- 1.  the trend to e-commerce, with items being shipped individually instead of in bulk (where they are delivered on pallets and unloaded to the store, and stacked for sale). The other trend is the move away from plastic, as outlined by the Kantar research for New Zealand.

Factors that impact sustainability of packaging include 1. The sourcing of the raw materials (eg cardboard which uses sustainably grown trees versus plastics which use fossil fuels, 2. The transporting of the packaging 3. The recycling opportunities for the packaging at the end of its life and 4. The amount of waste and damage to product by unsuitable packaging, during the shipping process.

The issues with plastic packaging

Half of plastic waste comes from plastic packaging (only 14% is recycled, 40% goes to landfills, 14% incinerated and the remainder is released into the environment.)

Two startling bits of information that struck us

1.    On average every person  consumes around a credit card of microplastics each week (which equates to 20kg over a lifetime)

2.    A study of 250,000 British households (where they carefully monitored their waste) found that each household disposes of 66 pieces of plastic each week. [I thought that this was ridiculously high, so started monitoring our use.  One Covid RAT test had 6 different pieces of plastic, and it was easy to see how you would get to 66 pieces per household).

There are six main types of plastic and two main reasons that so little is recycled is because the plastic is often contaminated by what is within the packaging (eg food, meat), but also because much packaging incorporates more than one type of plastic, meaning it cannot be cost effectively recycled.

What are companies doing?

A number of large companies are committing to being 100% greener and using recyclable, resuable, compostable materials and ‘mono-material’ (eg that doesn’t have two or more types of materials, preventing recycling.)

Of note are:

Woolworths (Australia) 100% greener by 2023.

Nestle, Danone and CocaCola 100% by 2025

Companies are replacing their plastic with glass or metal.

What kind of investments are attractive to Nanuk?

Companies that are

a.    Producing corrugated boxes or cartons for shipping.

b.    Using paper based packaging to replace plastic for lots of products including food, but also deodorant/lipstick. Although not a listed company, New Zealand based Ethique are leaders in this area. https://ethiqueworld.com/

c.     Innovating with packaging , looking at new sustainable food packaging

While these companies are going to give astronomical investment returns like some technology based companies might, they will give good steady consistent returns.

Here is some more information about plastic:

This Dutch invention uses bubbles to trap plastics in rivers [Video] https://www.weforum.org/videos/15053-this-dutch-invention-uses-bubbles-to-trap-plastic-trash-in-rivers

Interceptor Trashfence stops a plastic tsunami in the world’s most polluting river *(then fails) [Video] 

The Ocean Cleanup

One block of butter, three lids: Fonterra defends impact of packaging (Newsroom)

https://www.newsroom.co.nz/pro/fonterra-defends-environmental-impact-of-three-lids-on-its-butter?



 

This product has been added to your cart

CHECKOUT