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Fro most people, having insurance cover in place is a 'grudge' purchase.  You know that you need it, and you have the cover 'just in case'.   This can easily lead to a decision to settle for 'the cheapest' insurance cover.  After all - something is better than nothing r...
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Top 10 Bizarre Insurance Claims (with thanks to Listverse.com) Have you ever been hit by a flying Christmas tree while driving? Claimed that your mobile phone got wedged in the back end of a cow? Prepare for deep immersion, readers, into the world of bizarre insurance claim...
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The best insurance cover is the cover that pays out when you need it.  At Moneyworks, our goal is to make sure that your insurance works for you. So, we were thrilled the other day to be able to help a client with an insurance claim, only 4 months after the policy was put ...
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If you are anything like me, as you are getting older, the bones are starting to creak a little and ache a little (particularly during or after exercise.) Until a universal youth elixir is invented, aging is part of reality. As we get older, there is also a higher risk that...
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With thanks to Ray, his family and Sovereign, this excellent short video shows how insurance cover works.  Ray was a Dentist in Dunedin, very active, running long distances, when he was diagnosed with Motor Neuron Disease. Although he had always seen his Life Insurance and...
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Claiming on your income protection insurance ...
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Terminal Illness Benefit - how to get your insurance paid out without dying 

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With thanks to Sue, her family and Sovereign.  Sue was self employed and unexpectedly diagnosed with breast cancer through a ...
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With thanks to Brenda and SunLife Financial (Canada).  This story is about Critical Illness Insurance - which is generically referred to as Trauma Insurance.  Brenda said that after she put the cover in place she had forgotten about it. When she had a heart attack, the in...
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With thanks to Troy and family and Sovereign for telling this story.  Troy was a successful chef running a busy kitchen. As Troy said: - "The need for insurance protection is underestimated. With the benefit of hindsight, we'd have taken out more insurance." His trauma ins...
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